Thanks to both of you for your responses.  As to the first, Erika...yes I am asking after his name.  I said against me just to make the wording easier, but I am aware that the judgement would be for him and so far, haven't turned up anything.

  @ Brighan: can you explain to me how it is the bank has denied turning over a copy of this judgement to me but instead demands I speak with the attorney who has seized my account?  I feel like they are in cahoots, truly.  I wish I could sue the both of these parties.  I've been told by numerous lawyers that I need to start by getting the judgement from my bank and when I tell this to the bank they say that's not true and my ONLY option is to deal with the attorneys.  WHen I said these people aren't answering my call they call them right up, speak to someone and then, get this: hand me the phone and tell me to leave ANOTHER unanswered message!

  Fact is what I need is a lawyer...the parties involved are seriously into screwing me and the bank rep told me that they had numerous cases from the same place this past few days!  They didn't give a fig that I said they seized my account illegally as I'd not been contacted by them at all and told me it was in some unreachable law dept at the bank.

  This whole thing is making me physically/mentally/emotionally sick.

  But uhm, I guess I'll keep asking for help.  I do not know where to find "local community legal aid".  I spent all of today looking on the internet for assitance and the attorney general told me they could do nothing whatsoever unless I wanted to waste my time filling out a complaint form which will take months and nothing will happen.  (I swear that's what this silly bitch told me). 

  I'ma keep fighting because this is just WRONG.  It would be infinitely easier for me to just pay the money but the acts this low-life company and now my own bank of 5 years!! has taken, without any regard to MY wellfare has really infuriated me. 

Dear Rolle,

  I DO know what it's like to live with depression.  I am all too well aquainted with not wanting to wake up the next day.  With feeling disappointment at opening your eyes on a sunny afternoon.  Unfortunately, my life just sucks like that. 

  However, the ONLY reason I've not "relieved myself of suffering" is because I'm sure that suicide is not a legitimate excuse.  Everything happens for a reason, to teach us lessons.  I just assume I was Hitler in a past life, at this point, and continue carrying on being the best person I can despite everything.  Because I only think, damn, if it's this hard now while I've done nothing but be a nice and beautiful person my whole life, I can just imagine what kind of difficulties I'd run into on the other side of that back-door.

  I am sorry that I can't solve your problems.  I have STACK LOADS of them myself (a levy on my account at the moment and a tooth that is abcessed with no money, no insurance, nothing but pain and fear...).  I am sorry that you are hurting and scared.  I CAN offer you support and understanding though.  Also I will urge you to seek some psychotherapy.  Learning about depression from a professional, being able to recognize what's "normal" reaction and what is part of the chemical tidal-wave...sometimes we need a prescription to stop the drowning.  Anyway, I did it, the therapy thing, for years.  I was not able to find the magickal solution, my life still BLOWS, I still WISH I didn't wake up...BUT, I am not DROWNING every minute of each day.  I have had bouts of happiness.  Something that was just not possible when I was in a major depressive episode (pretty much how I spent the first 20 years of my life).  Things CAN get better, I'm not saying that they will, but if you keep yourself healthy, it is possible.  That's what I want to give you.  Hope.  That no matter WHAT HAPPENS, things CAN get better.  You can feel better.  But only if you make sure you don't get so chemically addicted to the depression.  So, LIS, if you have to, seek help at a mental health clinic.  For surely you will do no good for anyone as a zombie.

  I wish you the Light to go through Life with Love...and may it bless you.

 Hi all.  I have had a levy put on my bank account since Friday.  (it is now Tuesday before Christmas)  The lawyers that did that never contacted me by phone or mail.  They just went ahead and took 100 dollars from my account for "legal fees" and have frozen what's left.  They have refused to answer any of the numerous messages left them each day.

  I have tried contacting attorneys who advised me to get a record of the judgement from my bank then go to the court it was filed from and fill out an order to vacate form?  Well my bank refused to give me this record.  They said that it wasn't there but in their legal department and that they had no way of my contacting them.  They said I have to go through the people who filed the levy.  The same people who broke the law by NOT contacting me before doing this.  I've looked up this company, one Hooten and Associates, and it appears there are NUMEROUS cases of people claiming they do this, many even say they are false claims with no actual judgement to back it up.

  Here's the deal: I am POOR.  The money they've seized was allotted to pay my bills.  I work very hard to stretch the money to cover the bills.  I am actually not working at the moment and the only money I get is from my fiance.  The reason for the levy is an unpaid medical bill of his.  He had to be on my bank account in order to be able to give me money to pay my bills.  (so said the bank this summer when they made me add him to my account or else refused to accept any money from him into my account).  Now I knew about this bill, as we were getting claims for it at the house.  However it was too much money and I couldn't afford to pay it.  So I was waiting for it to go to collections so that I could work with THEM to hopefully bring down the total a little and work out a payment plan.  I've done this for such types of bills before.  I don't just DODGE my responsibilities! >:-|

  We've heard nothing about this bill for a year.  Suddenly my account is frozen.  This law company that did this, they NEVER contacted me at any point.  Not by mail or phone, I've never been told there were court proceedings to attend, nothing.  That in itself is illegal.  These people are NOT ANSERING the messages we leave.  I can not seem to even get a copy of the judgement to try and fight it!  The attorneys I've contacted (Every one in the NACA for my area) want 2,500 dollars to fight this.  The outstanding bill is for 2,800, so it's not worth it.  not only that, I have a negative balance of 800 at this point!

  I have NO MONEY to do ANYTHING, feed myself, pay my bills, nothing!  I don't know what to do.  I've tried calling the courts, they have no record of any judgement.  There are at least 6 more "districts" that it could be filed with though, apparently.  The Sheriff's office has no record of a judgement filed against me either.

  I REALLY need an attorney to make some calls for me or write a letter or...something other than tell me what to do so that when I go do it I'm told it can't be done.  (a la the go to the bank and get the judgement fiasco). 

  This company should NOT get away with this!  It'd be easier for me to beg/borrow/steal the money to just pay these leeches off, but the fact that they did this without serving any notice and right before Christmas...I could have children who are homeless in the cold right now, you know what I mean?  As it is the years worth of diligence to bring my FICO score up above 700 from 350 is about to be blown because of this.  I have no way to pay my bills now!  WHY should they get away with this?  In truth they should be sued and we should make some money off of these nasty evil people.  (we, the party that represents me and myself, of course).  Apparently this is the modus operandi for Hooten and Associates...I'm MAD AS HECK..and really sad.  I tried for days to get ahold of them, they don't answer.  They answer the bank as soon as THEY call though but when they hear there's a victim that wants to speak to them they say, tell her to leave a message!    I've spent all day on the phone with lawyers (as I said, they give some advice on the phone and then wish me luck), I've tried the attorney general, everything.  NO ONE seems willing to invest themselves in any way for me.  That's sad because lawyers have the abilty to get things done with a simple phone call.

  So...I donno, if you are a lawyer, or know one...it's not even that I'm not willing to pay this bill.  I just can't do it all at once like that as well as, I dont think these people should be able to get away with continually doing this to people.  There are procedures they are supposed to follow and they didn't.  Now they don't even have the respect to answer my messages.  Apparently they're just waiting for the 21 days to be up so they can take every thing I have.  That's the mark of evil, don't you think?  So, in the interest of fighting the good fight...here I am.  Still trying to get some assistance.

  Thank you.